Okehampton Offers No Faxing Payday Loans - Cash Advance Online Up To $2500!

Payday Loans FAQ

What is a Cash Advance or Payday Loan?

A payday cash advance is summed up simply by it’s name: you get an unsecured, short term cash advance until your next payday. Typically they are used by customers who need a short term influx of cash, not in the thousands of dollars, but just to pay one or two bills immediately. This means you will pay us on your next payday, when we can electronically take the money from your account. In short, it offers more time between paychecks. The Federal Truth in Lending Act treats payday loans like other forms of credit, making sure the amount of the loan is completely disclosed.

Why Use Payday Loans?

Customers typically can save money with the right payday loan. For instance, bounced checks can add up quickly, or late payment penalties. Payday Loans offer financial security in the short term, including electronically depositing the money into your checking
or savings accounts. Typically, payday loans do not exceed $1,500. However, we go as high as $2,500!

How Do You Qualify for a Payday Loan:

Good news! Qualifying for a payday loan is much easier than qualifying for traditional credit. Your job and your paycheck will act as your collateral. The requirements:
1.      A job or regular income
2.      Earn at least $1,000 a month
3.      Are 18 years of age or older
4.      Are a US Citizen
5.      You have a checking or savings account with direct deposit
6.      Lastly, you’re not currently active in the military

How Long Does it Take to Get My Money?

You can get approved in a matter of hours, and since OkeHampton is open 7 days a week, it’s simple to get your money fast! Since the money is put directly into your checking or savings account, you can get the money on the next day.

I have Bad Credit …

This won’t be a problem, as many of our customers have poor credit, or a bankruptcy in the past. As long as you are earning $1,000 a month currently, credit is rarely an issue.

How Many Times Can I Get a Payday Loan?

There is no preset limit on the number of payday loans you can receive. We can offer as many as you need when waiting on a paycheck. However, relying completely on a payday loan company can create financial problems. These loans are designed for financial emergencies, not as a weekly enterprise.